For patients with Dutch health insurance, the following care is fully reimbursed by the insurer and is therefore not deducted from your deductible:
- Consultation
- Consult by phone
- E-consultation
- Visite
- Consultation with POH-GGZ
- Consultation with POH-S
- Contact with the “Huisartsenpost” (GP post for evening/night/weekend)
For all other care, the insurer will first address the deductible. This applies, among other things, to:
- Medicines and bandages
- Visit a Medical Specialist or to the Emergency Room
- Imaging (e.g. X-ray, ultrasound, MRI)
- Functional examination (e.g. EKG, lung function examination)
- Blood draw
- Laboratory tests (e.g. STD test, urine or faeces test)
- Pap smear (unless a cervical smear is part of the cervical cancer population screening)